Personal currency exchange
Personal currency exchange Seamless currency exchange for life’s big moments
Whether you’re purchasing a property abroad, sending money to loved ones, or managing international savings, foreign exchange can be complex. Market fluctuations can significantly impact the amount you send or receive. Our service-led approach ensures that every client gets personalised support and expert guidance.
Our Service
Personal
You’ll be assigned an experienced FX specialist for hands-on support. They can help you get access to competitive exchange rates and navigate unexpected changes.
Seamless
We offer local USD and AED collection accounts in the UAE, meaning you can receive money from abroad, without unnecessary bank fees or delays.
Secure
We adopt stringent standards of risk management, governance and regulatory compliance to ensure your funds are transferred in the safest way possible.
Transparent
No hidden fees—just competitive exchange rates and transparent pricing so you know exactly what to expect.
How we can support you
Here’s a bit more information about how we help our clients in the UAE;
Buying or Selling Property Abroad
When purchasing or selling property internationally, exchange rate fluctuations can have a significant impact on the final cost. Our FX specialists help you secure competitive rates, mitigate currency risk, and plan ahead—making your transaction smoother and more cost-efficient.
Sending Money to Family and Friends
Whether you're supporting family abroad or making occasional transfers, speed, security, and cost-effectiveness matter. We ensure your funds reach their destination quickly and without hidden charges.
Transferring Savings, Pensions, or Investments
Relocating pensions, investments, or substantial savings requires careful financial planning. We provide access to competitive exchange rates and cost-efficient transfer solutions, helping you move your money internationally with confidence.
Managing Currency Exposure
Ongoing international payments—such as mortgage instalments, tuition fees, or other financial commitments—are vulnerable to currency fluctuations. Our FX solutions help you plan ahead, manage costs, and minimise the impact of exchange rate movements on your finances.
FX Products
Spot Contract
Exchange currencies at a set rate for immediate delivery
Forward Contract
Agree to exchange currencies at a set rate on a future date, mitigating currency fluctuation risk
*Offered where the trade is to facilitate the purchase of identifiable goods or services. This service may not be available in your country
Limit Order
Set a specific price at which to sell a currency
Stop-Loss Order
Automatically sell a currency if its price falls to a specified level, aiming to limit potential losses
Purchase example
The rates shown below are for illustrative purposes only, and are not indicative of live rates.
Receive supplier invoice
After placing an order with an international supplier, you've received your final quote from them, and an invoice has been shared amounting to
Set aside budget to pay invoice
At the time of placing the order, 1 AED will get you £0.22, meaning the amount you need to pay to fulfil the invoice of £5,250,000 is
**excluding applicable fees and charges
Currency volatility impact
The following day, new trade tariffs are announced and the rate falls. 1 AED will now get you £0.19. This drop means the cost of paying your total £5,250,000 invoice will now be
Secure your rate and avoid surprises
Working with a dedicated FX Broker can ensure you lock in a rate so you know what you're paying. Seemingly small fluctuations in currency markets can have significant financial implications. In the illustration example, working with a trusted FX broker like IFX Payments at the start of your purchase journey and locking in a specific rate with a forward contract could save you up to
Establish your budget
Before starting the search for a new property overseas, it's important to first set a budget. For the purposes of this example the budget for the property is
Agree price with seller
After viewing several properties, you find one that sits right at the top of your budget. You agree to purchase the property for £1,250,000. At the time of the purchase 1 AED will buy you £0.22. Therefore, in order to get to the required £1,250,000 you will need to spend
**excluding applicable fees and charges
Completion and exchange of funds
When you come to complete the deal, you discover the exchange rate has dropped and 1 AED will now only buy you £0.19, meaning the property would now cost you
Secure your rate and avoid surprises
Working with a dedicated FX Broker can ensure you lock in a rate so you know what you're paying. Seemingly small fluctuations in currency markets can have significant financial implications. In the illustration example, working with a trusted FX broker like IFX Payments at the start of your purchase journey and locking in a specific rate with a forward contract could save you up to
A partner for your business, wherever the journey takes you
If you own or represent a business and are looking for support or evaluating your current provider, we could support with;
• Paying international suppliers and vendors
• Managing payroll
• Expanding into new markets
• Facilitating mergers, acquisitions and capital transfers
